We Believe

WE BELIEVE in winning, and always being “the best of the best” in banking.

WE BELIEVE you deserve simple, hassle-free banking, free from hidden fees.

WE BELIEVE in integrity and always doing the “Right Thing.”

WE BELIEVE in providing you with “wow” service at all times.

WE BELIEVE in straight talk and will never give you the runaround.

WE BELIEVE you are more than just an account number.

WE BELIEVE in building relationships and getting to know you personally.

WE BELIEVE in innovations that support customer service, not replace it.

WE BELIEVE in your dreams, your business, and your financial growth.

And most importantly,

WE BELIEVE in better banking, and we believe in YOU.


14954 Northumberland Highway
Burgess, VA 22432 USA

Branch Hours M—Th:9:00AM – 5:00PM Fri:9:00AM – 6:00PM


Union Bank & Trust

Our Bank

Union Bank & Trust, commonly referred to as Union, is part of Union Bankshares Corporation (UBSH). We offer more than 100 years of community banking history and strong customer relationships. We strive to provide a more innovative style of banking along with the qualities and philosophy of community banking that our customers have come to know and trust.

Our Locations

We offer traditional, freestanding banking locations.

As part of Union, you will have access to over 100 branches and hundreds of ATM locations throughout Virginia, including Northern Virginia, Fredericksburg, Richmond, Charlottesville, Roanoke, Southwest Virginia, Hampton Roads, Northern Neck and Rappahannock areas.

Our Purpose

Union’s values and goals are how we keep focused on what is important and what activities we should be doing every day. Because we are first and foremost a community bank, our friends, families, neighbors and business associates count on us.

Enriching the Lives of the People and the Communities We Serve

Our Values

Union’s values form the foundation of the way we do business. They guide us both individually and collectively as we build relationships with our customers.

  1. Commitment
  2. Integrity & Trust
  3. Knowledge
  4. Respect
  5. Teamwork
  6. Customer Focus

15043 Northumberland Hwy
Burgess, VA 22432 USA

Lobby Hours: Mon-Thu: 9am-5pm Fri: 9am-6pm Drive Thru Hours: Mon-Thu: 8:30am-5pm Fri: 8:30am-6pm Sat: 8:30am-12pm


Virginia Commonwealth Bank


In the community banking world, success is based on people!  That is certainly the case at Virginia Commonwealth Bank where we know that with our experienced and engaged teammates, we promote a positive culture, attracting valuable customers, who will ultimately have great success.  The more value our bank provides, the more our community and customers will benefit.  We have been committed to serving the Northern Neck for over 88 years as a true community bank providing a safe haven for savings and investments with an array of financial products and services to help people build and buy homes, establish businesses and improve the quality of their lives.  All decisions are made locally to deliver banking with local knowledge and a sense of urgency.  It?s truly ?uncommon banking? from Virginia Commonwealth Bank! Our affiliate, VCB Financial Group – Trust & Wealth Management, is located within the Bank’s office in Kilmarnock. We know that the management of your assets is a lifetime relationship. The folks at VCB Financial have the caliber of expertise and the years of experience to help you grow, preserve and protect your assets.

Burgess Office

15104 Northumberland Highway
Burgess, VA 22432 USA

Lobby Hours Monday-Friday: 9:00am-2:00pm Drive-Thru Hours Monday-Friday: 8:30am-5:00pm Saturday: 9:00am- 12:00pm


Essex Bank

Essex Bank is a community bank with locations across Virginia and Maryland. With a smile and handshake from any of our associates, you can feel secure that your experience with us will outshine that of any other bank. For over 90 years, we have been invested in providing premiere services to personal and commercial consumers while creating experiences of the highest standard. The finest, most helpful associates; simple, easy to understand products; powerful technology in the palm of your hand; and extended hours of person-to-person customer assistance: this is what makes Essex Bank?Simply Better!

Main Office

1325 Tapahannock Blvd.
Tappahannock, VA 22482 USA

Lobby and Drive-Up Hours Monday - Wednesday: 8:30am - 5:00pm Thursday - Friday: 8:30am - 6:00pm Saturday: 9:00am - 12:00pm